Stress Busting. Surviving the Credit Crunch, Top Tips for surviving the credit crunch

If you are one of the many people who are finding it difficult dealing with the stress of debt, this section is just for you. Here we will try and offer you some helpful tips and advice for dealing with debt related stress problems. Also we hope to bring people together with similar issues through our debt forum so that we can all work together to beat our problems as a team.

The first thing to consider before we do or say anything is this, you are not alone and help is available and we along with a number of other very useful sources and agencies will do all we can to help you through these very difficult times, with some support from friends, family and other people in similar situations you can beat this, that is our promise to you, from now on its not your problem, but our problem, Rich Fenton.

What are the tell tale signs of stress?

The physical symptoms

The physical signs of stress can manifest themselves in a variety of ways and will vary from person to person; they can include symptoms such as:

  • Mild to Severe Headaches, on a regular basis
  • Skin problems
  • Weight Gain (Comfort eating)
  • Muscle and Back problems
  • Sleep Disruption

The emotional symptoms

Emotionally, stress might present itself in the form of irritability, heightened sensitivity which may lead to tears more easily than usual, and general grumpiness. In some people stress might cause them to withdraw from their usual social circle, make less of an effort in keeping up friendships and become more reluctant to go out. Less of an effort might also be made with regards to looking smart and tidy, because people are suddenly less bothered


The behavioral symptoms

The final type of stress symptoms are behavioural symptoms, this can take many forms and usually involves people moving away from their standard routine’s, as depression begins to set in people can often find themselves in a state of constant tiredness with a severe lack of motivation, people will sleep more and become more and more withdrawn.

Coping With Stress: What can I do to reduce stress?

  • Keep a positive attitude.
  • Accept that there are events that you cannot control.
  • Be assertive instead of aggressive. “Assert” your feelings, opinions, or beliefs instead of becoming angry, combative, or passive.
  • Learn to relax.
  • Exercise regularly. Your body can fight stress better when it is fit.
  • Eat well-balanced meals.
  • Rest and sleep. Your body needs time to recover from stressful events.
  • Don’t rely on alcohol or drugs to reduce stress.

How can I learn to relax?

There are a number of exercises that you can do to relax. These exercises include breathing, muscle and mind relaxation, relaxation to music, and biofeedback. A few that you can try are listed below. First, be sure that you have:

  • A quiet location that is free of distractions.
  • A comfortable body position. Sit or recline on a chair or sofa.
  • A good state of mind. Try to block out worries and distracting thoughts.

Relaxation exercises
2-minute relaxation– Concentrate your thoughts on yourself and your breathing. Take a few deep breaths, exhaling slowly. Mentally scan your body. Notice areas that feel tense or cramped. Quickly loosen up these areas. Let go of as much tension as you can. Rotate your head in a smooth, circular motion once or twice. (Stop any movements that cause pain.) Roll your shoulders forward and backward several times. Let all of your muscles completely relax. Recall a pleasant thought for a few seconds. Take another deep breath and exhale slowly. You should feel more relaxed.
Mind relaxation– Close your eyes. Breathe normally through your nose. As you exhale, silently say to yourself the word “one,” a short word such as “peaceful” or a short phrase such as “I feel quiet” or “I’m safe.” Continue for 10 minutes. If your mind wanders, gently remind yourself to think about your breathing and your chosen word or phrase. Let your breathing become slow and steady.
Deep breathing relaxation- -Imagine a spot just below your navel. Breath into that spot and fill your abdomen with air. Let the air fill you from the abdomen up, then let it out, like deflating a balloon. With every long, slow breath out, you should feel more relaxed.

Additional Sources of Help and advice, Remember you do not have to do this all on your own.






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