Welcome to Credit Crunch Holiday, on this page we aim to show you how you can escape all of the bad news of the last year by taking that well earned holiday.

We will be showing you how to make the most of a small budget both abroad and here at home. Hopefully we will be pointing you in the direction of a holiday destination for all tastes, whether you are looking for that big family holiday with something for everyone or whether you want to get away with your friends for some fun in the sun and the clubs. Over the coming weeks and months I will be posting some links on this page to the best deals around.

One of the first places I would suggest people visit is The Sun Newspaper as they have some fantastic offer on their famous holidays for £9.50

One great way to save money on holidays is to do a home exchange, quite simply you swap your home with another family for a week or two and take your holiday from there, so if you want to holiday in Florida for example you swap your home with a family in Florida who wishes to holiday in the UK, and because the UK is small it doesn’t matter where you live as it is very easy to travel to most major attractions from any part of the UK. For more information follow the link bellow to our friends at Home Exchange.com.

Most swapping companies provide extensive advice on arranging a happy home trade. Here are a few questions to keep in mind.

• Does my insurance policy cover home swaps? Many do, but contact your insurance company to make sure. Don't forget to check your car insurance policy, if you're contemplating giving your guests access to your vehicle.

• If I rent my home, does my lease allow me to home swap? Check with your landlord. Again, many leases do allow short-term free guests, but some may consider swapping a form of subletting.

• Will there be any extra charges in the home I'm visiting? Before you leave, you and your host should decide how to handle expenses for services such as long-distance phone calls, Internet access and emergency repairs.

• May I see more pictures? If there are only one or two on the site, ask for more.

• What is the neighbourhood like? A house may be beautiful, but it doesn't exist in isolation. Depending on your needs and tastes, a house next to a busy nightclub or surrounded by silent farmland may be your definition of holiday heaven or hell.

• Are there special conditions? Are children welcome? May I smoke? May I bring my dog? May I invite guests over for dinner?

• Are there added responsibilities? Your host may expect you to water the plants, mow the lawn, bring in the mail or even take care of pets. Ask.